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First Time Buyer?

   We have a great eBook for you!





Who is Considered a First Time Home Buyer in California? 

This and other important questions are

answered in Our FREE 1st. Time

Buyer Assisted Programs ebook

  • Down payment assistance

  • Grants for down payments

  • Mortgage Credit Certificates

  • Low interest rate loans



It's your first home...

But you are not our first client...

We have been helping others just like you achieve home ownership for over 40 years.

You can count on us to guide you thru the Home Buying process.

We work with top lending experts that have the knowledge, programs and expertise to make your first home buying experience easy and hassle free.

Getting a mortgage pre-approval is the first step towards owning your first home.

Find out how much you are pre-approved for by giving us a call 949-702-5626 or filling out the contact information form below.



CALHFA Borrower Eligibility 8
CALHFA Property Eligibility 9
CalPLUS Conventional Program 10
CalHFA Conventional Program 12
CalPLUS FHA Program 16
CalHFA FHA Program 19
Cal-EEM + Grant Program 22
California Homebuyer's Downpayment Assistance Program (CHDAP)       25
Extra Credit Teacher Home Purchase Program (ECTP) 28
Mortgage Credit Certificate Tax Credit Program (MCC) 31
CHF Platinum 34
Rent or Own? 37
Choosing the Right Home 38
The Home Buying Process 41


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